FAQs

How quickly can I get set up?

Most merchants are approved and ready to process within 24–48 hours.

What is cash discounting?

Cash discounting allows merchants to offer customers a discount for paying with cash, helping eliminate credit card processing fees.

Is cash discounting legal and compliant?

Yes, when implemented correctly, cash discounting is fully compliant with card brand rules and applicable regulations.

What is dual pricing?

Dual pricing displays two prices, a standard card price and a lower cash price, giving customers flexible payment options.

What is credit card surcharging?

Surcharging adds a small, compliant fee to credit card payments to recover processing costs.

How much can businesses save using these programs?

Most merchants can reduce or eliminate up to 100% of their credit card processing fees.

Ready to Get Approved?

Join 1000+ businesses that rely on SelectivePay to handle their CashDiscounting and Surcharging payments. With our automated underwriting, approvals happen more quickly and with less difficulty.

  • No hidden fees or setup charges
  • Receive approval in as little as a day.
  • Process payments right away.

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